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Folks with credit scores at 750 and higher at are eligible for high-limit credit cards. Having proved reliability and a strong credit history leads to perks such as those. According to Bankrate, the breakdown for credit scores and credit limits is typically as follows: 850 to 781 (superprime):...
When it comes to signing up for a new credit card, there are certain things you want to avoid doing so you don’t ultimately hurt your credit score or plunge yourself into some sort of debt spiral. Here are two huge mistakes that you’ll want to avoid making at all costs. Paying for...
Opening a business credit card isn’t actually as bad as you may be imagining. In fact, it’s actually relatively easy to do as long as you have a sustainable business—it doesn’t even have to be an LLC or large corporation. Most important is to ensure that our business meets IRS...
Although it’s tempting, using a credit card shouldn’t be your default action for all types of payments. Here are a few times when you should opt towards not using the plastic. Large purchases. Taking on a big purchase is scary, and it may seem like putting it on your credit card is...
Business owners use credit cards for anything from small purchases to funding the entirety of their new business. As with all cards, there are some risks that come with business credit cards. Here are a few of them. Linking multiple employees to the cards. It can be incredibly helpful to have...
Unlike Delta and United Airlines, there are multiple credit cards that offer perks for American Airlines. Whether you’re looking to boost your miles, get perks, or opt for elite status, here are some cards you can get AA perks through. Barclay and Citi are the two best outside of a card...
If you’re taking out a loan, you may need to choose between secured and unsecured. Of course, you’ll need to understand what each means for your finances – and for your ability to qualify. Read on for an explanation from the experts. Image via Flickr/victoryocum1 Continue to original source.
So, you missed a student loan payment – no big deal, right? Actually, it could quickly become a very big deal, with consequences for your financial health for years to come. Read on to learn how your finances are impacted during a loan default. Image via Flickr/Best in Australia Continue to...
A credit union may not be the first type of lender you think about when you’re looking to get an auto loan, but there are more than five thousand federally-insured credit unions operating in the United States, and more than a third of their business is in auto loans. Read on to learn about six...
Your credit score is the pulse of your financial health, and it’s important to detect and repair any errors that may appear in your credit report. While this is possible to do solo, credit repair companies can provide convenient services, too. Image via Flickr/CafeCredit.com Continue to...