There are 3 large credit monitoring agencies in the US. Each one gives a FICO score. But each one has a different way of giving their score. You may notice that your Transunion score hovers about 15 points less than your Equifax score. And your Equifax score hovers below Experian. There may...
The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score. Length of credit history means… Age of your oldest credit account Age of your newest credit...
Pets are, of course, a huge part of the family, and a family member should never be seen as a financial burden. However, there is the chance that your new pup could be lowering your credit score without you realizing it. Dawn Sabins and her family had a peculiar experience after their dog died...
Now, this might seem a bit obvious, but there’s one true and tried way for recent college graduates to build their credit scores, and that’s by getting a credit card. Not all students graduate with student loans, so a credit card is a fantastic way for them to start the journey...
A healthy credit score is a happy credit, and this can only be the case if you take steps to ensure that your credit score remains high. Low credit can prevent you from opening bank accounts, credit lines, getting approved for mortgages, and so much more. Here are just a few tips for keeping...
Your credit score is the pulse of your financial health, and it’s important to detect and repair any errors that may appear in your credit report. While this is possible to do solo, credit repair companies can provide convenient services, too. Image via Flickr/CafeCredit.com Continue to...
Working to improve your credit score can be intimidating, but it doesn’t have to be an uphill battle. By taking a few simple steps, you can be on the path to better credit… and quickly! Educate yourself today so you can set your sights on a better credit score tomorrow. Image via...