Our Best Posts
When you’re ready to make a purchase at a retailer, you normally have three options for payment– cash, debit or credit. When using a credit card, you don’t have to worry about paying your purchases until later. This is cushion when an unexpected expense pops up. However, there is a drawback. If...
There are 3 large credit monitoring agencies in the US. Each one gives a FICO score. But each one has a different way of giving their score. You may notice that your Transunion score hovers about 15 points less than your Equifax score. And your Equifax score hovers below Experian. There may...
The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score. Length of credit history means… Age of your oldest credit account Age of your newest credit...
There’s a pretty big downside to student loan forgiveness: You can get hit with tons of taxes down the road. There are two types of student loan forgiveness offered through the federal government currently: public service forgiveness and loan forgiveness by income-based repayment plans....
As students continue to need loans to pursue higher education, it seems that the terms of loans should come with some sort of translation guide with how confusing they are. When taking out loans, there’s a few questions you should keep in mind beforehand. What is the current federal...
Now, this might not come as a total shock, but taking out a high-interest loan will usually not help any financial issues you may be having. Unfortunately, having a poor credit score can make it so that you only have the option of taking out high-interest loans for items like houses and cars....
Now, this might not come as a total shock, but taking out a high-interest loan will usually not help any financial issues you may be having. Unfortunately, having a poor credit score can make it so that you only have the option of taking out high-interest loans for items like houses and cars....
Pets are, of course, a huge part of the family, and a family member should never be seen as a financial burden. However, there is the chance that your new pup could be lowering your credit score without you realizing it. Dawn Sabins and her family had a peculiar experience after their dog died...
Now, this might seem a bit obvious, but there’s one true and tried way for recent college graduates to build their credit scores, and that’s by getting a credit card. Not all students graduate with student loans, so a credit card is a fantastic way for them to start the journey...
A healthy credit score is a happy credit, and this can only be the case if you take steps to ensure that your credit score remains high. Low credit can prevent you from opening bank accounts, credit lines, getting approved for mortgages, and so much more. Here are just a few tips for keeping...